Tags » ‘home renovation’
October 7th, 2009 by admin
Going up to the cottage this summer for some R & R? Make sure your home is not the victim of a B&E with these security tips from Homeservice Club for exterior renovation:
“ Check your home insurance policy before you leave on vacation. Some have a clause that requires that the premises be checked every 48 hours in your absence for the policy to be valid.
“ Arrange for someone to come in once or twice a day and take in the mail, open curtains in the morning and close them at night, and cut the grass.
“ Illuminate dark corners of the yard with motion-sensing floodlights, replace burned-out bulbs on exterior light fixtures, install inexpensive motion-sensing lights near entrances, garage doors, walkways and porches.
“ Place landscape lights, porch lights, a few interior lights, and a radio on different timers so it looks – and sounds- like somebody is home.
“ Stop newspaper deliveries before you leave. Most newspapers have vacation stop/start forms on their websites.
“ Invite your neighbors to park their cars in your driveway to give the illusion of people coming and going.
“ Garages and garden sheds can provide a thief with the necessary tools to break in your home. Keep them locked and ensure ladders are locked up and out of reach.
“ Leave an itinerary, a phone number and a house key with a trusted neighbour so they can contact you if something goes wrong with your house.
“ And finally, bolt patio doors and install deadbolts on all exterior doors and interior doors leading to the garage, basement or solarium. The deadbolt should be at least an inch long and the strike plate should be secured into the door framing stud.
If your home is broken into, you may have to do a major overhaul on your home. Household items can be broken, stolen, and sentimentally irreplaceable. Suffering this set back, you may have to renovate your current home as a result of breaking and entering. Furthermore, you may have to move to a completely new home to avoid any future incidents.
Follow these tips prior to leaving for your vacation, each exterior renovation tip will prove vital to keeping your home safe and beautiful for the remainder of your leave. You will rest easy knowing you took precaution from having all your valuables taken away from you.
October 7th, 2009 by admin
“By doing a little preventative maintenance now, you can prevent minor problems from escalating into a major headache in the spring,” Felton said. “Minor repairs done now can prevent air and moisture penetration from attacking the structural integrity of your home down the road,” he added.
Cleaning the eavestroughs in the fall, for example, can prevent ice damming in the winter, where moisture is forced up under the roof’s shingles during winter’s freeze-thaw cycles. “Our roofing contractors are always busy in the spring, fixing damage and leaks that have occurred because of ice damming,” Felton added.
Here are some home maintenance ideas jobs that should be on a homeowner’s winterizing checklist:
“ Clean eavestroughs after the last leaves have fallen. Run a garden hose and check that they are draining properly and that downspouts are operating and directed away from the home’s foundation walls. Check for leaking or damaged gutters, downspouts and hangers. Remove rust and patch the gutters with roofing cement. Caulk leaking seams and make sure pop rivets are secure.
“ Check the roof for trouble signs such as broken or missing shingles, cracked, buckling or curling shingles, or bare spots where the granular coating has worn off. Check flashing around vents, skylights and chimneys. Look for pieces that have peeled back and for cracked caulking that could allow moisture penetration.
“ Have the chimney cleaned and check the exterior structure for worn flashing, loose bricks or crumbling mortar.
“ Have your furnace cleaned, inspected and safety checked. Depending on the system, you will need to have the furnace vacuumed, the filter changed and the pilot checked.
“ Check for blockage of attic louvres by wasp’s nests and put sheet metal, wire screen or wood over any openings, including under the eaves, to prevent animals from nesting.
“ Remove and store your window air conditioner. Make sure to clean the coils and filters and cover loosely for the winter. If you are leaving the air conditioner in the window, put a weatherproof cover over it to protect it during the winter.
“ Clean your lawnmower and other garden tools before storing. Give all the metal parts of your tools a wipe with an oiled rag to prevent rusting. Drain the fuel from gas-powered machines and run the engine until the lines are clear. Drain the oil and replace it. Clean caked-on grass and debris.
“ Check doors and windows for proper caulking and weatherstripping. Do the draft test: hold a lit candle and run it along the seams of doors and windows. A flickering flame means your heating dollars are going out the window. Check the bottoms of doors for a snug threshold seal or door sweep.
“ Make sure your fireplace is in safe working order. Check that the damper opens and closes smoothly and fits properly to prevent heat loss. Check inside the fireplace to make sure no bricks are loose or broken. If your fireplace is smoking excessively, check the chimney for fallen bricks. Installing a chimney cap can cure a smoking fireplace by improving the draft.
“ Drain exterior water lines, hose bibs, sprinklers, and pool equipment before the first major freeze. Caulk around pipes where they enter the house.
“ Clean your barbecue and store it in a protected place for the winter. Never store propane tanks indoors.
“ Clean patio furniture and store, loosely covered, in a dry place.
“ Wash windows to let in the maximum heat and light during cold winter days.
Doing your fall chores can make your life easier come spring, when you would rather be fishing than fixing winter damage. There are a lot more tips in our categories section.
October 7th, 2009 by admin
If you live in the average Ontario home, about 25 per cent of your heating bills goes out the window – or door, or attic, or chimney. Sealing those leaks now is the most cost-effective way to cut down on your heating bills this winter.
“Every year we remind homeowners about the importance of caulking and weatherstripping,” says Rick Felton, President of Homeservice Club. “If you had a three-inch square hole in an outside wall, you’d fix it promptly. Yet many homeowners ignore that quarter-inch crack under their front door, which will let in just as much cold air as that hole in the wall.”
With some simple weatherstripping and caulking, homeowners can dramatically reduce energy loss, Felton added. Hiring a professional with specialized testing equipment can result in even greater energy savings.
Here are some more tips from Homeservice Club of Canada that will help homeowners save energy dollars this winter:
“ While windows and doors are the obvious culprits for air leakage, significant air loss can also occur in the attic, around ducts, through fireplace dampers, through mail slots, through cracks in exterior walls, around the openings where utilities and plumbing enter the house, and through the basement walls and floors.
“ Make sure your furnace is cleaned and operating efficiently. Replace or clean filters every month during the heating season.
“ Install a programmable thermostat, which allows you to program your heating system to your family’s schedule and lifestyle.
“ Seal electrical outlets and switches with inexpensive insulating gaskets.
Making your home snug for the winter will also save you money.
September 27th, 2009 by admin
Keep a Detailed Home Maintenance and Renovation Diary
Just as it’s important for you to keep detailed records of your home business, your bills, income tax information or medical history, so too is it imperative that you keep a detailed records of all maintenance you perform on your home. After all, it is your biggest investment, and the one thing in your house that requires constant TLC to maintain its value and to ensure it continues to be able to protect your family from the elements and keep them secure. However, when you think about everything you have to do to take care of a home, setting up a manageable way of keeping accurate and detailed records can be a overwhelming task. But with some creative thinking and a commitment to accuracy and organization, it can make a daunting task quite simple.
Whether you are just purchasing your home or you’re just committed to setting up a manageable database of information regarding your home’s maintenance, a home maintenance diary might be just the thing you need to get organized and stay organized on this matter. Begin with taking stock of your home’s current condition. Be brutally honest when you’re assessing the situation. You might want to categorize your diary by section of the home such as the exterior, kitchen, master bedroom or basement, or you may choose to divide it according to task, like painting, electrical, insulation, roof, landscaping, or climate control. Treat your initial walk-through as a real estate agent or investor might do. Study each corner, each tile and brick, and notate any damage, defect, or upkeep that needs to happen.
As you look through your completed home maintenance diary, don’t let it become overwhelming to you. Devise a plan with the rest of your family that works for everyone involved to complete needed tasks. Perhaps you’ll devote this weekend to painting the exterior and the following weekend you’ll focus on maintaining the landscaping. If there are tasks in your diary that you feel ill-equipped to handle, call a professional. The peace of mind knowing the job was handled by a professional is well worth it.
Be sure to have a separate section available for renovations, updates, or remodels that you’ve completed as well. Be sure to date these events, and if there’s any notes regarding specific equipment used or products purchased, be sure to jot that down as well.
September 27th, 2009 by admin
Renovation financing is a good way to fund your dream home renovation’s upkeep, maintenance and giving it that great new look.
Renovation loans are available if your premises is in a state of disrepair, is unlivable, needs up gradation or if you want to just put in new kitchens, bathrooms etc.
Very simply, often times people will hold off on going through on their home renovation ideas they need simply because they don’t believe they can afford it. however, when you realize all the financing options available to you, you will know that it doesn’t have to be nearly as expensive as you think.
Even drastic improvements like completely removing all the built structure and rebuilding it using existing foundations can also be sometimes funded by Renovation financing. Although financing a home can be supported by your personal finances, sometimes it does make sense to finance the project especially if your home itself can finance the renovation.
How? Simply because if the price of your home has exceeded the mortgage on it you are sitting on top of what is called home equity.
Home equity can be an excellent source for financing the renovation of your house. Home improvements financed by credit cards may be a possibility but getting a loan based on your home equity will get you a way lower rate of interest.
Since loans offer structured repayments over a period of time, they are also easier to pay off than your increasing credit card debt. So avoid the temptation to fund your home renovation using your credit card unless you can pay off the balance quite soon.
A good practice before taking a home improvement loan is to compare rates from amongst various lenders. This can give you a fair bit of idea about the nature of the market and help you get a good deal.
While taking a home improvement loan, you should make a list of possible expenses beforehand and discuss them with a friend, your contractor or a knowledgeable person to arrive at a correct estimate. This will help you while you are going about renovation financing.
It’s also a good idea to read all financial documents regarding your home loans carefully. Do not ever sign any document that you do not comprehend fully.
The implications can be severe. Getting your home renovated does not have to be a huge back breaking financial task.
Just use a bit of ingenuity and your home can sometimes just pay for the improvements on its own. Renovation financing is something that everyone who is thinking of redoing their home should seriously consider. Don’t let a lack of finances stop you from getting the home of your dreams.
The most important part, as stated above, is to simply do your research and find out which renovation finance company will give you the best rates, and then simply go with them. Also, a great way to do this, once you’ve found the company that will give the best rates, is to read reviews about that particular company on the internet. This way, you don’t have to find out the hard way whether or not that company is reliable; you can simply draw on others past experience.
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